Understanding risk and return
Successful investing is all about managing the balance between risk and return. At Phare Financial Services we start with a detailed questionnaire to determine your overall appetite for risk and capacity for possible loss.
Generally, the higher the potential return the higher the level of risk you need to take with your money. However, investing is not all about taking big risks and chasing impressive returns. Many of our clients focus on preserving their capital and take minimal risks, simply seeking better returns than those available from cash savings. Once we fully understand you and your situation, we can then recommend an investment strategy to suit you.
We work closely with you to make sure you understand the options, the possible risks, and potential rewards, as well as helping to de-mystify the jargon. We use our knowledge and experience to recommend a strategy that is right for you, we will monitor your plan on an on-going basis and report to you regularly on how your portfolio is performing.
Investment accounts
Investing does not always mean stocks and shares; we can help you choose between the multitude of investment options available, including:
- Stocks and shares ISAs
- General investment accounts
- Onshore and offshore bonds
- Venture capital trusts
- Enterprise investment schemes
- Structured investment products
How can Phare Financial Services help?
Whether you are new to investing or you would like us to review your current investment strategy, our priority is to understand your unique situation before recommending a plan. Your adviser can act as a guiding hand, helping you find an investment strategy tailored to your family, lifestyle, and financial aspirations.